Terms & Conditions

SUMMARY OF KEY TERMS AND CONDITIONS

• These Terms are legally binding so please consider them carefully before placing signing up to be a member. This Agreement will become binding on the date you sign up.
• There is an initial joining fee of £34.99 and a recurring monthly membership fee of £19.99 which will be charged every 30 days unless cancelled by you.
• Under the Consumer Protection Regulations, you have the right to withdraw from this Agreement within fourteen (14) days of the signup date without giving any reason.
• If you cancel your Membership within fourteen (14) days, you will receive a refund of the Application Fee. There will be no refund in the event you cancel after the (14) calendar days. You must allow at least seven (7) business days from the day of cancellation for your refund to be processed.
• If you withdraw from this Agreement after fourteen (14) days, the Company is not obliged to return your Application Fee.
• The Guaranteed Phone Contract is not provided by One Click Credit but several 3rd party Telephony Providers
• Premium Membership to the Grocery service is also provided by a 3rd Party and Not One Click Credit.

Please read these terms and conditions (the “Terms”) carefully before using this website ("the Site"). Use of the Site is subject to compliance with the Terms. If you do not accept these Terms, please refrain from using our Site.

We are committed to protecting and respecting your privacy. Our Privacy Policy (together with these Terms) sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Please read it carefully to understand our practices regarding your personal data and how we will treat it.

INTRODUCTION AND INFORMATION ABOUT US

This Site is operated by Yes Solutions Club Limited (a company incorporated and registered in the United Kingdom with registered number 12361556, whose registered address is at Yes Solutions Club, Capital Office , Kemp House, 152 - 160 City Road, London, EC1V 2NX.

We are also registered as a data controller with the Data Protection Commissioner's Office in Guernsey under reference 61902 and the Information Commissioner's Office in the United Kingdom under reference: A8562797.

All our products and services are subject separate to the terms and conditions of the applicable agreements governing their use, details of which can be found by following the links on the Site before you agree to purchase the products or services in question.

WEBSITE

Access to our Site is permitted on a temporary basis and we reserve the right to withdraw or amend the service we provide on our Site without notice. From time to time we may restrict access to some parts of our Site, or our entire Site, to users who have registered with us.

Our Site and the information contained within it is intended for those who access it from the United Kingdom. If you are viewing our Site from outside the United Kingdom you should note that the information contained within it may not be appropriate for use in other places and may not comply with the laws of any territory outside the United Kingdom. If you choose to access our Site from a country other than the United Kingdom you do so at your own risk and you are responsible for compliance with local laws.

You are wholly responsible for your own use of our Site and the use of our Site by any person using your computer and you must ensure that any such person complies with these Terms.

To use this site and its services you must be over eighteen (18) years of age. You must ensure that the details provided by you when signing up for our service are correct and complete. You must inform us immediately of any changes to the information that you provided when registering by updating your personal details.

MEMBERSHIP ACCESS & PAYMENTS

One Click Credit is a membership service. In order to obtain the discount card and receive the benefits, there is an initial joining fee and a monthly membership fee. The total amount payable at the time of your application is £34.99. There is also a monthly benefits fee of £19.99, which will be charged every 30 days unless cancelled by you. The monthly fee can be cancelled at any time by contacting our Customer Services on: 03707704660 or by emailing us at customerservices@oneclickcredit.co.uk . Before accepting your order and during your monthly subscription we reserve the right to carry out a pre-authorisation check of £0.01p against your payment details to ensure your card is still active. All pre-authorisations will be refunded at no cost to you within 3-5 working days. Your payment card will only be charged when the items in your order are ready to be dispatched. All product prices and delivery charges are shown in UK pounds sterling.

Refund/Cancellation of Membership
In order to maintain your ongoing membership, your Membership subscriptions must be paid in accordance with the subscription arrangements that were agreed at the time of joining.

Under the Consumer Protection Regulations, you have the right to withdraw from this Agreement within fourteen (14) days after the signup date without giving any reason. The right to withdraw will cancel this Agreement. It ends on the expiry of fourteen (14) calendar days beginning with the day after the Agreement is concluded which is the day you apply for the service. You can cancel by giving written notice of cancellation to, Yes Solutions Club, Capital Office , Kemp House, 152 - 160 City Road, London, EC1V 2NX. or by email to customerservices@oneclickcredit.co.uk or telephone 03707704660. If you intend to cancel, you should not use any services you have received under the Agreement.

If you cancel your Membership within fourteen (14) days, you will receive a refund of the Application Fee. There will be no refund in the event you cancel after the (14) calendar days. You must allow at least seven (7) business days from the day of cancellation for your refund to be processed.

If you withdraw from this Agreement after fourteen (14) days, the Company is not obliged to return your Application Fee.

We may choose to cancel your Membership by giving you 14 days’ notice in writing to your last known address or email at the end of any subscription period for which a payment has been made , or to cancel any Membership at any time by giving a pro rata refund of any unexpired portion of an outstanding membership. All refunds will be made within 14 days from the date of cancellation.

If you commit fraud or attempt to commit fraud, we will cancel your Membership without any refund.

If we fail to collect payment your Membership will be suspended until alternative payment details have been provided and payment for your Membership has been received.

DISPATCH OF DISCOUNT CARD

We will endeavour to dispatch your Discount Benefits Card to the Address provided in Your Application as soon as possible after receiving Your Initial Joining Fee Payment. It will usually take up to seven to ten Business Days for Your Card and Welcome pack to be delivered to You.

You should contact Us as soon as possible on 03707704660 or customerservices@oneclickcredit.co.uk if the Card does not arrive within 14 days of your Initial Payment in order for us to arrange a replacement.

Cancellation and Refunds

The membership can be cancelled by you at any time by contacting us on 03707704660 or customerservices@oneclickcredit.co.uk and request to cancel your membership.

If you chose to cancel the membership within the initial 14 day cooling off period and after we have begun the supply of membership services to you during the cooling off period in response to the request from you to do so, then you shall be responsible to pay us an amount for the supply of the membership services for the period during which they were supplied to you (ending at the time we receive notice of your cancellation) which is in proportion to what has been supplied in comparison with the full coverage of the agreement. We will then refund any balance owing to you within 5 working days.

In order to receive a refund you must return our goods (your membership card) to us at the following address, and this must be received by us within 14 days:

COACH-HOUSE STUDIO ANNEXE KINGS ROAD ST PETER PORT GUERNSEY GY1 1QA.

We recommend you return this via recorded delivery for your security.

If we do not receive these goods within 14 days then you will not be eligible for any refund.

If you choose to cancel your membership after the initial 14 day cooling off period then you will not be eligible for any refund, but no further monthly membership fees will be debited from you.

Correspondance Address: COACH-HOUSE STUDIO ANNEXE KINGS ROAD ST PETER PORT GUERNSEY GY1 1QA

Use of Information

Neither the information, nor any opinion contained in our Site constitutes an offer or recommendation to enter into any financial transaction. Before making any decision or taking any action that might affect your personal finances or business, you should always consult a suitably qualified professional advisor.

The contents of any materials posted on this Site are for information purposes only and do not constitute investment, financial or professional advice and no reliance should be placed on them. Any figures shown on this Site are subject to change.

CHANGES TO OUR AGREEMENT

We are constantly changing and improving our services. We may add or remove functionalities or features and we may suspend or stop a service altogether. We aim to update our Site regularly and may change the content at any time. Any of the material on our Site may be out of date at any given time and we are under no obligation to update such material.

LIMITATION AND EXCLUSION OF LIABILITY

These provisions should be read carefully as they exclude or limit our legal liability in connection with your use of our Site. Nothing in these Terms shall exclude liability that is not permissible under applicable law, including without limitation, for death or personal injury, or for fraudulent misrepresentation.

These Terms do not apply to or affect our liability to you in respect of any product or service you may obtain from us using our Site and our liability to you in respect of such product or service is governed by the relevant set of terms and conditions applicable to such product or service.

Whilst we have taken reasonable steps to ensure the accuracy and completeness of the information contained in our Site we accept no responsibility for your use of or inability to use or the results of your use of our Site nor for any errors or omissions contained in our Site nor if our Site is unavailable for any time or any period. We provide the Site "as is". The use of our Site and the materials contained in it are entirely at your own risk.

We shall not be responsible for any direct or indirect:

financial losses (including without limitation loss of income, revenues, data, profits, contracts, use, opportunity, business or anticipated savings); loss of goodwill or reputation; any loss or damage we could not reasonably have expected to foresee or reasonably have expected to occur, which you may suffer and which arises out of or in connection with any errors or omissions contained in our Site or your use of or access to our Site or your inability to use or the results of your use of our Site.

We shall not be responsible for the accuracy, functionality or performance of any third party software that may be used in connection with our Site.

THIRD PARTY WEBSITES & SERVICES

Links contained in our Site might lead to other websites not under our control, and we shall not be responsible for the content, privacy practices, availability or use which you make of any linked site which is not operated by us or any link contained in a linked site not operated by us. Links on our Site are provided to you only as a convenience and we do not endorse or review any pages linked to our Site. Accordingly, you should read the terms and conditions of linked websites before using them and direct any questions or comments about the linked website's contents to the relevant website provider.

You are not entitled (nor will you assist others) to set up links from your own websites to our Site (whether by hypertext linking, deep-linking, framing, toggling or otherwise) without our prior written consent, which we may grant or withhold at our absolute discretion. You are also not entitled to direct link (also known as "Hot Link") any images or content without our prior written authorisation

Transmission of Information is at Your Risk

We cannot guarantee that the transmission of information or messages sent over the internet is completely secure as there is a possibility of interception at all times. Any transmission is at your own risk. We shall not be responsible for any loss, damages or costs whatsoever which you suffer or incur in connection with or arising out of any transmission of information or message sent by you to us or by us to you over the internet or the alteration, interception or misuse of such information. Once we have received your information or message we will use strict procedures and security features to try to prevent unauthorised access.

It is your responsibility to keep security information, such as PIN numbers or passwords, secure at all times. We will never ask you for this information and you should not disclose it to any third parties. If you receive any email or other request for such information you should delete it immediately and should not respond. If you think you may have disclosed any security information you must advise us immediately.

Viruses, Hacking and Other Offences

You must not misuse our Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site. You must not attack our Site via a denial-of-service attack or a distributed denial-of service attack.

By breaching this provision, you would commit a criminal offence. We will report any such breach to the relevant law enforcement authorities and will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Site will cease immediately.

We will not be responsible for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Site or to your downloading of any material posted on it, or on any website linked to it.

INTELLECTUAL PROPERTY

All copyright, trademarks, logos, brands and all other intellectual property rights in our Site and its content (including without limitation the pages, screens, information and material) and all software and source codes connected with our Site are owned by or licensed to Yes Solutions Club Limited unless otherwise noted.

You may print, copy, download or temporarily store extracts from our Site for your personal information or when you use our products and services. You must not alter anything. Any other use is prohibited unless you first get our written permission. You may not republish, retransmit, redistribute, sell, modify or deal in any way with or otherwise make such information or pages available to any other party or available on any website, on-line service or bulletin board of your own or of any other party or make the same available in hard copy or on any other media without our express prior written consent.

Other than as provided above you may not use or reproduce our trademarks, logos or brand names.

DISPUTES & GOVERNING LAW

These Terms and any dispute or claim arising out of or in connection with them or your use of our Site (including non-contractual disputes or claims) are governed by and interpreted in accordance with the laws of England. The English courts will have non-exclusive jurisdiction over any dispute or claim arising from or related to these Terms or your use of our Site (including non-contractual disputes or claims) provided always that you may bring any proceedings in your country of residence.

DATA PROTECTION

We take data protection very seriously and all of Your personal data is collected, stored and used in accordance with Our customer privacy notice which can be found at https://oneclickcredit.co.uk/privacy.php. Please refer to Our customer privacy notice for more details as to how We collect, store, use and transfer Your personal data.

PREMIUM GROCERY MEMBERSHIP

As part of your membership to One Click Credit you will be granted PREMIUM access to a 3rd party online Grocery shopping service FREE OF CHARGE. This benefit will continue for as long as you are a member of One Click Credit but will cease to remain active if you cancel or don’t pay your membership fee.

GUARANTEED PHONE CONTRACTS

Guaranteed Phone Contract is not provided by One Click Credit but several third party companies. You are guaranteed a phone contract unless you currently have an account with one of the third party entities or you have had an account with one of them in the past. If you are not able to get a phone contract, you will be eligible for a refund.

How to Contact Us

If you would like further information in connection with anything on our Site or want to make a complaint, please contact us at customerservices@oneclickcredit.co.uk or call us on: 03707704660

FREE PROMOTIONAL OFFERS

From time to time we will offer FREE Memberships to selected customers. It is at our discretion who we select to be eligible for a FREE One Click Credit account. NO cash alternative shall be offered in any circumstance.

REFUNDS AGAINST FREE/ PROMOTIONAL ITEMS

It is at our discretion to issue a refund or replacement for any free/ promotional items the user has ordered.

AMAZON VOUCHER TERMS AND CONDITIONS

To qualify for your £10 Amazon Voucher you must successfully complete a review via the link provided by Yes Solutions Limited.
Only reviews completed via invitation from Yes Solution Limited will be valid for the redemption of an Amazon Voucher.
No cash alternatives will be offered.
Offer ends 31st August 2021

Yes Solutions Club Limited and One Click Credit

Privacy Policy

Version 1.0

Updated 9th Jan 2020

BACKGROUND:

Yes Solutions Club Limited understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website, www.oneclickcredit.co.uk (“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.

Please read this Privacy Policy carefully and ensure that you understand it. You will be required to read and accept this Privacy Policy when signing up for an Account. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.

1. Definitions and Interpretation In this Policy, the following terms shall have the following meanings:

1.1 In this Cookie Policy, unless the context otherwise requires, the following expressions have the following meanings:

“Account”	means an account required to access and/or use certain areas and features of Our Site;
“Cookie	means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below
"Cookie Law"	means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003;
“Personal Data"	means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the Data Protection Act 1998 or after 25th May 2018 EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”)
“We/Us/Our"	means Yes Solutions Club Limited, a limited company registered in the United Kingdom under company number 12361556, whose registered address is Yes Solutions Club Capital Office , Kemp House, 152 - 160 City Road, London, EC1V 2NX.

2. Information About Us

2.1 Our Site is owned and operated by Yes Solutions Club Limited, a limited company registered in the United Kingdom under company number 12361556, whose registered address is Yes Solutions Club Capital Office , Kemp House, 152 - 160 City Road, London, EC1V 2NX.

2.2 Our Data Protection Officer can be contacted by email dpo@oneclickcredit.co.uk, or by post at the address above.

2.3 We are registered with the Information Commissioner's Office and our Data Protection Licence number is A8562797.

2.4 We are registered with the data protection officer in Guernsey licence number 61902 (Yes Solutions Limited)

3. What Does This Policy Cover?

3.1 This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.

4. Your Rights

4.1 As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:

• 4.1.1 The right to be informed about Our collection and use of personal data;
• 4.1.2 The right of access to the personal data We hold about you (see section 12);
• 4.1.3 The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
• 4.1.4 The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
• 4.1.5 The right to restrict (i.e. prevent) the processing of your personal data;
• 4.1.6 The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
• 4.1.7 The right to object to Us using your personal data for particular purposes; and
• 4.1.8 Rights with respect to automated decision making and profiling.

4.2 If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.

Information Commissioner's Office
Wycliffe House,
Water Lane,
Wilmslow,
SK9 5AF

Telephone: 0303 123 1113 (local rate) or 01625 545 745 if you prefer to use a national rate number.

4.3 For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.

5. What Data Do We Collect?

Depending upon your use of Our Site, We may collect some or all of the following personal and non-personal data:

5.1 name;

5.2 gender;

5.3 business/company name

5.4 company address

5.5 job title;

5.6 contact information such as email addresses and telephone numbers;

5.7 IP address;

5.8 web browser type and version;

5.9 operating system;

5.10 a list of URLs starting with a referring site, your activity on Our Site, and the site you exit to;

6. How Do We Use Your Data?

6.1 All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.

6.2 Our use of your personal data will always have a lawful basis, either because it is necessary for Our performance of a contract with you, or because you have consented to Our use of your personal data. Specifically, We may use your data for the following purposes:

• 6.2.1 Providing and managing your Account;
• 6.2.1 Providing and managing your access to Our Site/Portal;
• 6.2.3 Personalising and tailoring your experience on Our Site/Portal;
• 6.2.4 Supplying Our software and services to you (please note that depending upon how your company is structured, We may require some personal data in order to enter into a contract with you);
• 6.2.5 Personalising and tailoring Our software and services for you;
• 6.2.6 Replying to emails from you;
• 6.2.7 Market research;
• 6.2.8 Analysing your use of Our Site and gathering feedback to enable Us to continually improve Our Site and your user experience;

6.3 With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and/or telephone and/or post with information, news and offers on Our products and/or services. We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.

6.4 Any Third parties content which may appear on Our Site from time to time may use third party Cookies, as detailed below in section 13. Please refer to section 13 for more information on controlling Cookies. Please note that We do not control the activities of such third parties, nor the data they collect and use and advise you to check the privacy policies of any such third parties.

6.5 You have the right to withdraw your consent to Us using your personal data at any time, and to request that We delete it.

6.6 We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):

• 6.6.1 Personal data will only be retained as long as we are under contract by you or your company, or considered to still be in communication with each other pending the formation of a new contract;

7. How and Where Do We Store Your Data?

7.1 We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.

7.2 Your data will only be stored in the UK.

7.3 Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.

8. Do We Share Your Data?

8.1 Subject to section 8.4, We will not share any of your data with any third parties for any purposes.

8.2 We may sometimes contract with third parties to supply products and services to you on Our behalf. These may include payment processing, delivery of goods, search engine facilities, advertising, and marketing. In all of these cases however, the third parties will not have access to any of your data.

8.3 We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.

8.4 In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.

9. What Happens If Our Business Changes Hands?

9.1 We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.

9.2 In the event that any of your data is to be transferred in such a manner, you will be contacted in advance and informed of the changes. When contacted you will not, however, be given the choice to have your data deleted or withheld from the new owner or controller.

10. How Can You Control Your Data?

10.1 In addition to your rights under the GDPR, set out in section 4, when you submit personal data via Our Site, you may be given options to restrict Our use of your data. As we only use any personal data that you give us for the purpose of managing your account and as required by contract. We will not be using your data for marketing purposes.

11. Your Right to Withhold Information

11.1 You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.

11.2 You may restrict Our use of Cookies. For more information, see section 13 and Our Cookie Policy.

12. How Can You Access Your Data?

You have the right to ask for a copy of any of your personal data held by Us (where such data is held. Under the GDPR, no fee is payable, and We will provide any and all information in response to your request free of charge. Please contact Us for more details at dpo@oneclickcredit.co.uk, or by using the contact details below in section 14.

13. Our Use of Cookies

13.1 Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products and services. We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.

13.2 All Cookies used by and on Our Site are used in accordance with current Cookie Law.

13.3 Before Cookies are placed on your computer or device, you will be shown a pop-up requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended.

13.4 Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.6. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.10, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.

13.5 The following first party Cookies may be placed on your computer or device:

Name of Cookie	Purpose & Type	Expires After	Strictly Necessary
phpsessid	Tracking user navigation around site	24 hours	No

13.6 Our Site uses analytics services provided by Google. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products and services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.

13.7 The analytics service(s) used by Our Site use(s) Cookies to gather the required information.

13.8 The analytics service(s) used by Our Site use(s) the following Cookies:

Name of Cookie	Purpose & Type	Provider	Expires After	Strictly Necessary
_ga	Analytics – used to distinguish users	Google	2 Years	No
_gid	Analytics – used to distinguish users	Google	24 hours	No
_gat	Analytics – used to throttle request rate.	Google	1 minute	No
AMP_TOKEN	Contains a token that can be used to retrieve a Client ID from AMP Client ID service	Google	30 seconds to 1 year	No

13.9 In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party Cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.

13.10 You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.

13.11 It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.

14. Contacting Us

If you have any questions about Our Site or this Privacy Policy, please contact Us by email at dpo@oneclickcredit.co.uk, or by post at Yes Solutions Club, Capital Office , Kemp House, 152 - 160 City Road, London, EC1V 2NX. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).

15. Changes to Our Privacy Policy

We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.